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2.875% Assumable VA Loan! This home features an assumable VA loan with an approximate balance of $275,000 at an attractive 2.875% interest rate (subject to lender approval and VA assumption requirements). Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy a K-12 school in Bay County. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!
#791568

Panama City

3915 Indian Springs Road

4 Beds

2 Baths

2,656 Sq.Ft.

$419,900

MLS#: 791568

Nestled beneath a canopy of mature oaks in the highly desirable Point Washington community, this charming 3-bedroom, 3-bath coastal cottage offers the perfect blend of privacy, character, and convenience. Set on a wooded homesite just moments from Choctawhatchee Bay and the beaches of South Walton, this home embodies the laid-back Florida lifestyle. Inside, vaulted ceilings, abundant natural light, and beautiful hardwood floors create an open and inviting living space. The kitchen features stainless steel appliances, ample cabinetry, and a breakfast bar overlooking the spacious living and dining areas, perfect for entertaining or everyday living. The split-bedroom floor plan provides privacy, while the primary suite offers a large walk-in closet and ensuite bath with a soaking tub/shower. One of the home's standout features is the incredible screened outdoor living area, complete with a wood-burning fireplace, mounted TV, and porch swing, an ideal year-round retreat for relaxing or gathering with friends and family. Additional highlights include a metal roof, covered front porch, storage shed, and a private backyard surrounded by natural landscaping. Located in the heart of Point Washington, residents enjoy easy access to bayfront parks, boat launches, hiking and biking trails, and the world-famous white-sand beaches of 30A. Whether you're searching for a primary residence, second home, or investment opportunity, this coastal cottage offers a rare combination of charm, privacy, and location. Coastal living at its finest in one of Santa Rosa Beach's most beloved neighborhoods.
#1005775

Santa Rosa Beach

201 Chrysler Avenue

3 Beds

3 Baths

1,620 Sq.Ft.

$575,000

MLS#: 1005775

This home can also be rented if not interested in a purchase. However; This is a motivated Seller so MAKE AN OFFER! This cozy home is full of potential. A charming 3-bedroom, 2 bath home which offers approximately 830 square feet of comfortable living space and sits on a spacious .223-acre lot in the heart of Panama City. The thoughtfully designed floor plan includes a generously sized owner's suite with a large sitting area, perfect for a home office, reading nook, nursery, or private retreat. Major updates have already been completed, including a new HVAC system in 2022 and a new hot water heater in 2020, providing added peace of mind for years to come. Granite countertops in kitchen. Outside, you'll find a partially fenced backyard with plenty of room for pets, gardening, entertaining, or future improvements. Conveniently located near schools, shopping, dining, and local amenities, this property is an excellent opportunity for first-time homebuyers, empty nesters, or investors. Need a roommate for college or military buyer? Works well for sharing costs. Don't miss your chance to own or rent this affordable Panama City home. All measurements, dimensions, lot sizes, and information contained herein are deemed reliable but not guaranteed. Buyers should independently verify all measurements and information that are important to their purchasing decision. Some photos are virtually staged so colors may be different than actual shades.
#791551

Panama City

923 School Avenue

3 Beds

2 Baths

830 Sq.Ft.

$210,000

MLS#: 791551

Enjoy the freedom of country living with this well-maintained 3-bedroom, 2-bath manufactured home situated on 2.41 cleared acres in Bay County. Otter Creek access is only 2 blocks away! Built in 1999 and offering 1,188 square feet of comfortable living space, this property provides plenty of room to spread out while still being conveniently located to nearby amenities. Major updates have already been completed, including a durable metal roof installed in 2018, a full HVAC replacement in 2020, and a new water heater in 2026. The home is serviced by a private well and septic system, offering added independence and lower utility costs. The fully usable acreage provides endless possibilities for gardening, recreation, pets, or future improvements. Fenced areas in both the front and back yards create a secure space for children and animals while maintaining the property's open feel. Whether you're looking for a primary residence, a peaceful retreat, or an affordable property with acreage, this Bay County home offers a rare combination of value, privacy, and functionality. Don't miss your opportunity to own over two cleared acres with key updates already in place--schedule your showing today! *Pool and RV's do not convey* ****All measurements and information is deemed reliable, and should be verified by buyer or buyer's agent if important.**
#791466

Vernon

14113 Helms Street

3 Beds

2 Baths

1,188 Sq.Ft.

$168,000

MLS#: 791466

Located south of Scenic Highway 30A in the gated community of Pelican Circle at Camp Creek Lake, 178 Pelican Circle offers a unique opportunity to own in one of the most desirable areas along 30A. This recently remodeled home is move-in ready and is ideal as a primary residence, second home, or income-producing rental property. The updated interiors provide a comfortable and functional layout designed for easy coastal living. Included with the property is a full set of architectural plans, offering the option to build a custom home and create your own vision on this exceptional homesite. Pelican Circle at Camp Creek Lake is a gated community with access to 30A's only 4 acre private beach, as well as a rare coastal dune lake, providing a truly special setting along the coast. A versatile property offering immediate use with future potential in a highly sought-after location.
#1005643

Inlet Beach

178 Pelican Circle

4 Beds

3 Baths

2,320 Sq.Ft.

$2,695,000

MLS#: 1005643

Take a look at this stunning coastal home in the heart of Panama City Beach! This home has been thoughtfully enhanced with significant improvements that elevate both style and livability. With close proximity to the white sandy beaches and Beach Access 64, this centrally located property offers easy access to everything the beach has to offer. Pier Park is just minutes away making dining, shopping, and entertainment convenient and close by. This home is situated in a neighborhood with no HOA and no flood zone. This location does not allow short-term rentals, so the area is ideal for full-time residents who value a true sense of community and consistency year-round. Built in 2019 and meticulously maintained, the home has been further upgraded and cared for, making it truly move-in ready. Inside, you'll find 4 bedrooms, 3 bathrooms, and approximately 2,250 square feet of well-designed living space. The open floor plan feels bright and welcoming with plenty of natural light throughout. The kitchen serves as a true gathering place, offering granite countertops, a large island with additional seating and storage, built in wine cooler, custom cabinetry, and plenty of room for everyday meals or get-togethers. The master bedroom is located downstairs with ensuite bathroom and there is an additional bedroom and full bath. Upstairs, a spacious family or bonus room, with 2 bedrooms and full bath provide flexible living space-perfect for movie nights, a home office, or a quiet retreat separate from the main living area. With generous room sizes and a well thought out layout this home offers plenty of space to grow and settle in. The outdoor living area is an entertainment delight. A large, screened lanai (rated for 140mph wind) overlooks a beautiful pool and expansive paver deck, creating an inviting space for entertaining friends, hosting family gatherings, or simply enjoying peaceful evenings outdoors. The covered area by the pool hosts outdoor fans and a mounted TV. Pool lighting adds to the atmosphere, and a separate area outside the lanai is ideal for a firepit and relaxed conversation. Additional features include a large storage building, an outdoor shower, extra paver parking, Google Nest exterior security cameras, a programmable thermostat, and an irrigation system using reclaimed water. With extensive indoor and outdoor living space, thoughtful upgrades, and an unbeatable location, this home offers exceptional value for those ready to put down roots and enjoy coastal living at its finest.
#791513

Panama City Beach

207 San Gabriel Street

4 Beds

3 Baths

2,262 Sq.Ft.

$685,000

MLS#: 791513

Looking for a move-in-ready home in Freeport close to 30A, South Walton beaches, shopping, and dining? This freshly painted 4-bedroom, 2.5-bath home in the Riverwalk community offers the space, location, and lifestyle buyers are searching for. Just south of Publix on Highway 331 and only about 15 minutes from the sugar-white sands of the Emerald Coast, you'll enjoy convenient access to everything that makes living in Northwest Florida so popular. The fenced backyard is one of this home's standout features. The landscaping has been thoughtfully designed and beautifully maintained, creating an outdoor space that feels a step above the ordinary. Whether you're hosting friends, enjoying your morning coffee, or letting kids and pets play, you'll appreciate the privacy and beauty this yard provides. Inside, the open floor plan features 9-foot ceilings, luxury vinyl plank flooring throughout the main living areas, a dedicated first-floor office, and a spacious upstairs loft that works perfectly as a second living area, playroom, media room, or hobby space. The oversized Master Bed suite includes a huge walk-in closet and plenty of room to unwind at the end of the day. Riverwalk residents enjoy a community pool, clubhouse, fitness center, scenic nature trail, and neighborhood dock, offering plenty of opportunities to get outside and enjoy the Florida lifestyle. If you're searching for a Freeport home with a fenced backyard, dedicated office, beautiful landscaping, community amenities and quick access to 30A and South Walton beaches, this home deserves a closer look.
#1005631

Freeport

535 Riverwalk Circle Lot 139

4 Beds

2 Baths

2,341 Sq.Ft.

$449,990

MLS#: 1005631

This beautifully maintained cottage offers an outdoor living space that truly sets it apart. The professionally built covered patio was designed for year round enjoyment and features string lighting and a ceiling fan, creating the perfect spot for entertaining friends, enjoying a quiet evening outdoors, or spending time with family. Inside, the home has been meticulously cared for, with all major systems regularly serviced and maintained. Recent improvements include a freshly painted interior, stained front porch and a paver walkway connecting the backyard to the patio. The fully fenced backyard is private, well manicured, and provides plenty of space to enjoy the outdoors. Clean, comfortable, and move in ready, this home offers a level of care and pride of ownership that is hard to find in a rental property. Dogs considered with owner approval.
#1005664

Santa Rosa Beach

105 1st Street

3 Beds

2 Baths

1,200 Sq.Ft.

$2,500

MLS#: 1005664

Spacious newly renovated 2 bedroom 2 bath quadplex 2nd floor unit centrally located in the heart of the much desired Springfield community. Updated fixtures, wood LVP throughout the entire home, spacious kitchen with a backsplash layout, washer and dryer hookup included.
#791485

Panama City

3914 E 11th Street 104

2 Beds

2 Baths

864 Sq.Ft.

$1,000

MLS#: 791485

Affordable and move in ready! Charming 2-bedroom, 2-bath condo in a highly desirable central Niceville location! This move-in-ready second-floor unit offers an inviting open feel with a cathedral ceiling in the living room, abundant natural light throughout, and a private balcony overlooking a peaceful gazebo area. The main living spaces feature durable, pet-friendly LVP flooring, while the kitchen is equipped with granite countertops accented with a glass backsplash, stainless-steel appliances and offers a clean, updated look. Enjoy convenient access to community amenities, including the pool, gazebos, and BBQ grill areas perfect for relaxing or gathering with friends. Ideally located near schools, shopping, dining, and Eglin AFB, this condo is ready to enjoy just in time for Fourth of July festivities.
#1005638

Niceville

1501 N Partin Drive 257

2 Beds

2 Baths

1,000 Sq.Ft.

$177,000

MLS#: 1005638

Rare opportunity to own a never rented Watercolor home! / Positioned perfectly along Spartina circle's grass field and steps away from the newly completed Camp Watercolor this home offers a discriminating blend of casual elegance and hospitality with a chic twist that are evident as you enter this magnificent home. Being a three story, this four bedroom, four bath home offers lovely interiors furnished with many French antiques under the guidance of designer, French Country Imports and Lynda Shea Designs of Memphis, TN. As you enter through the foyer a beautiful 19th century hand painted Swedish armoire. This large open floor plan with ten foot ceilings throughout, provide ample room to entertain your guest. This home boast large Mahogany true French doors throughout and large plank
#1005633

Santa Rosa Beach

339 Spartina Circle

4 Beds

4 Baths

3,300 Sq.Ft.

$3,600,000

MLS#: 1005633

Available now at 56 Golden Bell Lane, Unit D in Watersound Origins, this beautifully maintained end-unit townhome offers 3 bedrooms, 2.5 bathrooms, and a one-car garage. Situated on a quiet cul-de-sac, this unfurnished home features luxury vinyl plank flooring throughout, crown molding, marble countertops, and an abundance of natural light. The spacious primary suite includes a double vanity and a large walk-in shower. As an end unit, the home offers added privacy and a beautiful view from the back patio, creating a peaceful outdoor space to enjoy year-round. ***Home is unfurnished Residents of Watersound Origins enjoy access to exceptional community amenities, including a resort-style pool, fitness center, golf course, nature trails, dock access to Lake Powell, basketball courts, pickleball courts, tennis courts, and volleyball courts. Conveniently located approximately 3 miles from Rosemary Beach and Alys Beach, 6 miles from Seaside, 17 miles from Pier Park, and 20 miles from Northwest Florida Beaches International Airport, this home provides easy access to some of the area's most desirable beaches, shopping, dining, and entertainment. A Rental Application Fee of $70 for each applicant will be collected to initiate a credit screening and criminal background check as part of the application evaluation process. Beach Sunsets Inc charges a Tenant fee of $25 per month payable with rent. Renter's Insurance is required; Option available for $11.95 per month. Pet Security Deposits are $500 PER PET and refundable if there is no damage at lease end. Pet Rent is $25 PER PET per month. At lease execution, security deposit(s), pet security deposit(s), and any lease required prepaid rent are due and payable. Your first rent payment is made the day you move in and due the 1st to 5th of each month thereafter.
#1005683

Inlet Beach

56 Golden Bell Court D

3 Beds

None Baths

1,582 Sq.Ft.

$4,000

MLS#: 1005683

Ask about our move in incentives for this property. downtown rental within walking distance to shops, restaurants, and entertainment. One bedroom, one bath, unfurnished. Adorable Rental has a stackable washer and dryer. Please text a photo of your driver's license to our office number ending in 1673, along with the name of the property that you are interested in and we will schedule your showing within 1 business day. Please do not fill out an application on any website until we send you the invite AFTER your showing. Thank you.
#791502

Panama City

422 Magnolia Avenue 4

1 Beds

1 Baths

850 Sq.Ft.

$975

MLS#: 791502

Lynn Haven ... Parcel 11178-000-000. 3 income producing properties to include RV/Boat Storage. RV & Boat Storage Business has a Conditional Use Permit with Bay County that is transferrable. ... approx. 96 spaces. 2/1 Covered Mobile Home on stream that leads into Beatty Bayou that leads into Bay. A small house facing Hwy 389/12th St that has been used as an office. There are 3 nice storage units in back of house. 1. 15' x 10' with electricity and wall AC. 2. Is divided into 2 units 11' x 19'. Right side has a pull up garage door with code for access. Unit has electricity and sits on concrete slab. Has wall A/C. Also houses a John Deer zero turn riding lawn mower, walk behind self-propelled mower and a walk behind weed eater as well as some miscellaneous tools. 3. 11.8 'x19'. There are two wells on property. The one next to the blue house is a shallow well for flushing toilet, washing, etc. The well is a deep well and provides water to a 50 x 10, 2 bedroom/1bath mobile home located at the back of parcel 11178-000-000. A new metal roof was installed on blue house after Hurricane Michael. Blue house has 4 wall/window ACs. With a bit of TLC this could be fixed up and rented. Entire properties have excellent location to Mowat Highlands, College Point, Derby Woods, the Hammocks and many other nice subdivisions in the area of Lynn Haven. This is a great opportunity! Don't hesitate ... call today!
#791471

Lynn Haven

1540 Highway 389 Highway

1 Beds

1 Baths

711 Sq.Ft.

$1,200,000

MLS#: 791471

Position your business for success with this 1.12± acre parcel located within the Chipley Industrial Park. Recently cleared and ready for development, the property offers a blank canvas for a variety of commercial or light industrial uses. With utilities available nearby and easy accessibility, the site is well-suited for warehousing, manufacturing, contractor facilities, storage or distribution. Its location among established industrial operations provides both convenience and visibility while minimizing the groundwork needed to begin your project. Whether you're expanding an existing business or planning a new investment, this property presents an excellent opportunity in one of Chipley's key industrial corridors.
#791468

Chipley

1113 Fowler Drive

None Beds

None Baths

1.12 acres

$44,999

MLS#: 791468

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